Of course you realize that you save money the family budget is not enough. 🙂 It is necessary to postpone the saved and stored somewhere. So yes, that money would have worked. To make it more and more. 🙂 And, preferably, without your efforts. Bernie Sanders describes an additional similar source. I think you little is know about leasing, consulting, etc. : (So I propose to begin with the easiest ways to increase nokoplennoe. Michael Chabon is often quoted as being for or against this. And then we will certainly learn to understand more deeply into such things.
In the meantime, the easiest thing 🙂 Bank deposit or a deposit for those who do not like to risk, not after a super profit and wants to protect money from inflation. Deposit – a good option for young families, which in buduschemplaniruet purchase real estate conditions of the mortgage. So you can save money for a down payment. And priodresti good skills in planning the family budget. Accustomed enuyu amount in the bank, you'll easily allocate part of income repayment mortgage. Please take into mind. special sense of keeping money on deposit acquired in periods of instability, because allows you to create your own cash cushion.
Whom to entrust the money? Simple logic – is to go at the bank, which offers the most favorable rate of return of the deposit – is unfortunately not working. Too many pitfalls hidden behind an attractive vyveskoy19% per annum. Similar proposals by banks with bad liquidity (in the sense of unreliable). What is the danger it poses to you? It would seem that putting money in the bank at high interest rates, you do not risk anything.